Personal Finance

Which Jetblue Credit Card is The Right One For You?

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JetBlue is one of the biggest airlines in the United States, which offers service to not just destinations situated throughout said country but also other countries in the Caribbean, Central America, and South America. Like a lot of businesses with no real connection to the financial sector whatsoever, JetBlue offers interested individuals credit cards, which are made possible by its partnership with Barclays Bank. As a result, people who spend a lot of time flying with JetBlue might want to take a look at the JetBlue Card and the JetBlue Plus Card to see whether they are suitable for their particular needs and circumstances.

How Does the JetBlue Card Compare to the JetBlue Plus Card?

First, both the JetBlue Card and the JetBlue Plus Card come with introductory bonuses. In the case of the JetBlue Card, this is 10,000 points provided that the credit card user is willing to spend $1,000 or more in the first 90 days. Meanwhile, the JetBlue Plus Card offers 30,000 points provided that the credit card user is willing to meet the same condition within the same period of time. With that said, interested individuals might want to monitor the introductory bonuses of both credit cards for a time before sending in their applications. This is because there are some indications that these introductory bonuses could become even higher in the near future, seeing as how the one for the JetBlue Plus Card was 60,000 points rather than 30,000 points for a time towards the end of 2017. As a result, for people who are concerned about the collection of as many bonus points as possible in as little time as possible, it might be worthwhile for them to wait a short time to see if something better come along.

Moving on, both the JetBlue Card and the JetBlue Plus Card are oriented towards people who want to collect points for their spending on JetBlue-related purchases. However, the JetBlue Plus Card is better in this regard because it offers 6 points per dollar of such spending compared to 3 points per dollar of such spending on its more basic counterpart. Both credit cards offer bonus points for non-JetBlue-related spending as well, but in this case, their offers are the same. In short, it is 2 points per dollar of spending at restaurants and grocery stores but 1 point per dollar of spending anywhere else. It should be mentioned that the JetBlue Plus Card lives up to its name by offering some additional bonuses on top of those that are available to its basic counterpart, with examples ranging from 5,000 bonus points on the anniversary to a free checked bag for the credit card user as well as 3 others on the same reservation so long as said reservation was made using the JetBlue Plus Card.

Cost-wise, it should come as no surprise to learn that the JetBlue Plus Card has a higher cost, seeing as how its annual fee is $99 whereas its counterpart has none. Interest-wise, it should be mentioned that the interest rate on the credit cards can range from 17.49 percent to 26.49 percent depending on the credit as well as the income of the person who send in the application. For that matter, if someone doesn’t meet the conditions set out for the credit cards, they are not guaranteed to get either one of them.

Summed up, the JetBlue credit cards are good choice for people who spend a lot of time flying with JetBlue. Certainly, both JetBlue credit cards offer bonus points for other purchases, but they are the most efficient at collecting bonus points when it comes to JetBlue purchases, which is why they are best-suited to frequent JetBlue fliers. For people who are not particularly interested in using their credit cards on a frequent basis, they are like other reward credit cards in that they will cost more than the benefit that they provide.

As for which credit card is better for what kind of person, it depends on exactly how much people will be spending on JetBlue-related purchases. The more that they are planning to spend in that regard, the more that they should lean towards the JeanBlue Plus Card provided that they are capable of getting it. This is particularly true because said credit card offers Mosaic benefits for people who spend $50,000 using it on an annual basis, though that is probably a consideration for only a fairly small segment of JetBlue fliers out there.

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